@font-face{font-family:SiteFallback;src:local("Arial");font-display:swap}*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;background:#fff;color:#172540;font-family:SiteFallback,Arial,sans-serif;font-size:16px;line-height:1.65;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}img{display:block;max-width:100%;object-fit:contain}button,a{ -webkit-tap-highlight-color:transparent}a:focus-visible,button:focus-visible,summary:focus-visible{outline:3px solid #d68720;outline-offset:5px}::selection{background:#dbe5ff}h1,h2,h3,p{margin:0}h1,h2,h3{font-weight:500;letter-spacing:-.045em;line-height:1.13}h1{font-size:clamp(40px,4.35vw,68px)}h2{font-size:clamp(32px,3.1vw,46px)}h3{font-size:24px}p{color:#617087}.container{width:min(1240px,calc(100% - 96px));margin:0 auto}.header{background:#fffffff5;border-bottom:1px solid #edf0f6;position:sticky;top:0;z-index:20;backdrop-filter:blur(14px)}.header-inner{min-height:100px;display:flex;justify-content:space-between;align-items:center;gap:20px}.brand{display:flex;gap:22px;align-items:center}.brand img{width:132px;height:62px}.brand-divider{height:35px;width:1px;background:#dce1eb}.brand-title{font-size:11px;letter-spacing:.12em;font-weight:700;line-height:1.8}.brand-title span{display:block;color:#2d4b9b;letter-spacing:.26em}.header nav{display:flex;gap:32px;align-items:center;font-size:14px}.nav-text:hover,.text-link:hover{color:#2d4b9b}.button{display:inline-flex;justify-content:center;align-items:center;gap:28px;background:#2d4b9b;border:1px solid #2d4b9b;color:#fff;padding:16px 23px;border-radius:5px;font-size:15px;font-weight:600;line-height:1.5;transition:background .2s,transform .2s}.button:hover{background:#203977;transform:translateY(-2px)}.button span{font-size:22px;line-height:1}.button-small{padding:11px 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94%,transparent)}.marquee-track{display:flex;width:max-content;animation:marquee 36s linear infinite}.bank-group{display:flex;align-items:center;gap:58px;padding-right:58px}.bank-logo{width:158px;height:62px;display:flex;align-items:center;justify-content:center;flex:none}.bank-logo img{max-width:100%;max-height:55px}.sparkasse{background:#e30613;border-radius:4px;padding:8px 14px;height:48px}.commerzbank{gap:6px;width:185px}.commerzbank img{width:32px}.commerzbank span{font-size:17px;font-weight:700;letter-spacing:-.05em;color:#262626}.marquee:hover .marquee-track,.marquee:focus-within .marquee-track,.marquee-track.paused{animation-play-state:paused}@keyframes marquee{to{transform:translateX(-50%)}}.section{padding-top:90px;padding-bottom:90px}.section-heading{display:flex;align-items:flex-end;justify-content:space-between;gap:40px;margin-bottom:40px}.section-heading .eyebrow,.consultation .eyebrow,.faq-layout 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a{color:#2d4b9b;text-decoration:underline}.text-button{border:0;background:transparent;color:#63708a;text-decoration:underline;padding:0;font-size:11px}.calculator-frame{width:100%;border:0;display:block;min-height:560px}.noscript{padding:20px;text-align:center}.consultation{display:grid;grid-template-columns:1.2fr 1fr;gap:110px;align-items:center}.consultation-intro>p:not(.eyebrow){font-size:15px;max-width:490px;margin-top:24px;line-height:1.85}.registration{border-top:1px solid #e4e9f2;margin-top:32px;padding-top:25px;display:flex;gap:14px;align-items:center}.registration svg{width:32px;height:32px;color:#2d4b9b;flex:none}.registration strong{font-size:12px;font-weight:600;display:block}.registration span{font-size:11px;color:#6d7b90}.appointment-card{position:relative;background:#2d4b9b;border-radius:7px;padding:42px;color:white;overflow:hidden}.appointment-icon{position:absolute;right:30px;top:25px;font-size:48px;font-weight:300;color:#abc1fa}.appointment-card .eyebrow{font-size:9px;color:#c4d2f6;margin-bottom:22px}.appointment-card h3{font-size:42px;margin-bottom:22px;line-height:1.1}.appointment-card>p:not(.eyebrow){color:#d6e0f7;font-size:14px;max-width:270px;margin-bottom:26px}.button-white{background:white;color:#2d4b9b;border-color:white;font-size:13px;gap:22px;width:100%;padding:15px}.button-white:hover{background:#edf2ff;color:#203977}.calendar-note{display:block;font-size:10px;color:#d0dcf7;margin-top:10px}.contact-lines{border-top:1px solid #ffffff30;margin-top:26px;padding-top:20px;display:flex;flex-direction:column;gap:2px;font-size:13px}.contact-lines a:hover{text-decoration:underline}.faq-section{background:#f8f9fc;border-top:1px solid #e8ecf4;padding:65px 0}.faq-layout{display:grid;grid-template-columns:1fr 1.5fr;gap:80px}.faq-layout h2{font-size:36px}.faqs details{border-bottom:1px solid #dce3ee;padding:20px 0}.faqs details:first-child{padding-top:0}.faqs summary{font-size:15px;cursor:pointer;list-style:none;display:flex;justify-content:space-between;align-items:center;gap:20px;font-weight:600}.faqs summary::-webkit-details-marker{display:none}.faqs summary:after{content:'+';font-size:25px;font-weight:400;color:#2d4b9b}.faqs details[open] summary:after{content:'−'}.faqs details p{font-size:14px;margin-top:15px;max-width:550px}footer{padding-top:50px;background:white}.footer-top{display:flex;justify-content:space-between;align-items:flex-start;padding-bottom:40px;gap:30px}.footer-brand{font-size:24px;letter-spacing:-.05em;line-height:1.1;display:block}.footer-brand span{display:block;color:#2d4b9b}.footer-top p{font-size:11px;margin-top:14px}.footer-company{display:flex;flex-direction:column;font-size:11px;color:#6d7b90;line-height:1.9}.footer-company strong{color:#172540;font-size:13px;margin-bottom:6px}.footer-bottom{border-top:1px solid #e5eaf3;display:flex;justify-content:space-between;gap:20px;padding-top:20px;padding-bottom:25px;font-size:10px;color:#748198}.footer-bottom nav{display:flex;gap:22px}.footer-bottom a:hover{text-decoration:underline}.skip{position:fixed;top:-100px;left:20px;background:white;padding:10px 20px;z-index:50}.skip:focus{top:10px}.legal-main{max-width:800px;padding-top:65px;padding-bottom:90px}.legal-main h1{font-size:48px;margin-bottom:25px}.legal-main h2{font-size:25px;margin:35px 0 14px;letter-spacing:-.02em}.legal-main p{font-size:15px;margin-bottom:16px}.legal-main ul{color:#617087;font-size:15px}.legal-back{display:inline-block;margin-bottom:35px;font-size:14px}.legal-main .legal-note{background:#f1f4fa;padding:20px;border-left:3px solid #2d4b9b;font-size:13px}.legal-main address{font-style:normal;color:#617087;font-size:15px;line-height:1.9}.legal-main h1{overflow-wrap:anywhere}[hidden]{display:none!important}
@media(min-width:1500px){.hero{gap:90px}.portrait-field{height:550px}.portrait{height:600px;bottom:-150px}}
@media(max-width:1100px){.container{width:calc(100% - 64px)}.hero{gap:35px}.hero-actions{gap:16px}.header nav{gap:20px}.hero-notes{gap:12px;font-size:10px}.portrait-field{height:490px}.portrait{height:540px}.brand-title{display:none}.brand-divider{display:none}.consultation{gap:55px}.appointment-card{padding:32px}.section-heading>p{max-width:310px}.steps{gap:30px}}
@media(max-width:760px){html{scroll-padding-top:88px}.container{width:calc(100% - 40px)}.header-inner{min-height:78px}.brand img{width:110px;height:51px}.header nav{gap:0}.nav-text{display:none}.button-small{font-size:12px;padding:10px 13px;gap:10px}.hero{grid-template-columns:1fr;gap:35px;padding-top:35px;padding-bottom:42px}.hero .eyebrow{font-size:8px;letter-spacing:.12em}.hero h1{font-size:clamp(36px,8.4vw,56px);margin:20px 0}.lead{font-size:14px;max-width:520px}.hero-actions{gap:20px;margin-top:25px}.hero-actions .button{padding:14px 18px;font-size:13px;gap:18px}.text-link{font-size:12px}.hero-notes{font-size:11px;gap:18px}.hero-visual{max-width:520px;width:100%;margin:auto}.portrait-field{height:390px;border-top-left-radius:100px}.portrait{height:480px;bottom:-155px}.visual-caption{font-size:8px;top:25px;right:22px}.advisor-label{left:16px;right:16px;padding:16px}.advisor-label strong{font-size:16px}.bank-section{padding:22px 0}.bank-group{gap:30px;padding-right:30px}.bank-logo{width:135px}.commerzbank{width:165px}.bank-heading .eyebrow{font-size:8px;letter-spacing:.1em}.pause-button{font-size:10px}.section{padding-top:55px;padding-bottom:55px}.section-heading{display:block;margin-bottom:30px}.section-heading>p{margin-top:20px;font-size:13px}.eyebrow{font-size:9px}h2{font-size:33px}.steps{grid-template-columns:1fr;gap:25px}.steps article{display:grid;grid-template-columns:42px 1fr;column-gap:10px;padding-top:22px}.steps article .step-number{grid-row:span 2;margin:0;padding-top:5px}.steps h3{font-size:22px;margin-bottom:10px}.steps p{font-size:13px;max-width:100%}.request-section{padding:50px 0}.request-top{padding:17px;font-size:13px}.request-top .small{font-size:9px}.calculator-placeholder{padding:35px 20px 28px}.calculator-placeholder h3{font-size:26px}.calculator-placeholder .consent-note{font-size:10px}.request-alternative{font-size:11px}.request-alternative a{display:block;margin:4px 0 0}.consultation{grid-template-columns:1fr;gap:32px}.consultation-intro>p:not(.eyebrow){font-size:14px}.appointment-card{padding:32px}.appointment-card h3{font-size:38px}.faq-layout{grid-template-columns:1fr;gap:28px}.faq-section{padding:45px 0}.faqs summary{font-size:14px}.faqs details p{font-size:13px}.footer-top{flex-direction:column;gap:28px}.footer-bottom{flex-wrap:wrap;gap:15px;font-size:10px}.footer-bottom nav{gap:15px;flex-wrap:wrap;order:3;width:100%}.footer-bottom>a{margin-left:auto}.legal-main{padding-top:35px}.legal-main h1{font-size:35px}.legal-main h2{font-size:23px}.calculator-tools{padding:16px}.calculator-frame{min-height:600px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.marquee-track{animation:none}.button{transition:none}.marquee{overflow-x:auto;mask-image:none}.marquee-track>.bank-group[aria-hidden]{display:none}.pause-button{display:none}}
/* Equal visual spacing; each logo retains its natural proportions. */
.bank-group{gap:38px;padding-right:38px}
.bank-logo{width:auto;min-width:0;height:60px}
.bank-logo img{width:auto;height:34px;max-width:205px;max-height:44px;object-fit:contain}
.bank-logo.sparkasse{height:48px;padding:8px 14px}
.bank-logo.sparkasse img{height:29px}
.bank-logo.commerzbank,.bank-logo.deutschebank{gap:9px;width:auto;white-space:nowrap}
.bank-logo.commerzbank img,.bank-logo.deutschebank img{height:32px;width:32px}
.bank-logo.deutschebank span{font-size:18px;color:#001b44;font-weight:600;letter-spacing:-.035em}
.bank-logo.ellwanger img{height:32px}
.bank-logo.hausbank img{height:40px}
.bank-logo.mhb img{height:37px}
.bank-logo.psd img{height:35px}
.bank-logo.sparda img{height:36px}
.bank-logo.raiffeisen img{height:37px}
.registration span{display:block;line-height:1.6}
.marquee-track{animation-duration:58s}
@media(max-width:760px){.bank-group{gap:28px;padding-right:28px}.bank-logo img{height:30px;max-width:180px}.bank-logo.commerzbank img,.bank-logo.deutschebank img{height:28px;width:28px}.bank-logo.deutschebank span{font-size:16px}.bank-logo.commerzbank span{font-size:16px}}
@media(prefers-reduced-motion:reduce){.marquee-track{animation:none}}
.bank-logo img[src$="bbbank.png"]{height:54px;max-height:54px}
.bank-logo.mhb img{height:50px;max-height:50px}
.bank-logo.psd img{height:44px}
@media(max-width:760px){.bank-logo img[src$="bbbank.png"]{height:48px;max-height:48px}.bank-logo.mhb img{height:44px}.bank-logo.psd img{height:40px}}
.office-address{margin-top:24px;padding-top:20px;border-top:1px solid #ffffff30;display:flex;flex-direction:column;gap:6px;font-size:13px;color:#e0e8fa}
.office-address strong{font-weight:600;color:white;font-size:13px}
.office-address small{font-size:10px;color:#cbd8f5}
.office-address+.contact-lines{margin-top:18px;padding-top:16px}
.footer-company>span>strong{font-size:11px;display:inline;font-weight:600}
/* Direct calling, visible in the sticky header and contact card. */
.phone-icon{width:20px;height:20px;flex:none;display:block}
.header-call{display:inline-flex;align-items:center;justify-content:center;gap:9px;min-height:44px;padding:9px 13px;border-radius:5px;color:#2d4b9b;background:#edf2fc;font-size:13px;font-weight:600;white-space:nowrap;transition:background .2s}
.header-call:hover{background:#dce6fa}
.header nav{gap:22px}
.contact-lines .contact-call{display:flex;align-items:center;gap:13px;padding:13px;border:1px solid #ffffff55;border-radius:5px;background:#ffffff0d;margin-bottom:12px;transition:background .2s}
.contact-lines .contact-call:hover{background:#ffffff20;text-decoration:none}
.call-icon-circle{display:flex;align-items:center;justify-content:center;width:42px;height:42px;background:white;color:#2d4b9b;border-radius:50%;flex:none}
.contact-call small{display:block;color:#d6e0f7;font-size:10px;margin-bottom:3px}
.contact-call strong{display:block;color:white;font-size:17px;font-weight:600;line-height:1.4;letter-spacing:.01em}
@media(max-width:1100px){.header nav{gap:14px}}
@media(max-width:760px){.header nav{gap:9px}.header-call{width:44px;height:44px;padding:0;border-radius:50%}.header-call>span{display:none}.contact-call strong{font-size:16px}}
